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PRIVACY STATEMENT Updated on 05/15/2011 ProFinancialTips.com ("ProFinancialTips.com", "us", or "we"), has created this privacy policy (hereinafter the "Privacy Policy") in order to disclose our information gathering and dissemination practices. We understand the importance that Internet users place on privacy and have designed our service with this in mind. This policy may change from time to time and ProFinancialTips.com reserves the right to change or modify this policy at any time with or without notice. If you have any questions about this policy, please feel free to contact info@ProFinancialTips.com By registering and using this Site, you signify your acceptance of this Policy. If you do not agree to the terms of this Policy, in whole or part, you should not use this Site, and should immediately terminate your registration (if you have signed up) by following the instructions in "Opting-Out of Further Communications:" Registration: ProFinancialTips.com only collects personally identifiable information ("PII") that is volunteered during the registration process or in response to specific information requests. Examples of PII that may be requested include: first and last name, and email address. Anybody completing and submitting any of the forms (including our newsletter) on the ProFinancialTips.com domain is considered a "registrant". In addition, ProFinancialTips.com may collect non-personally identifiable information which is anonymous information that cannot be associated with a specific individual. Your IP address and other non-personally identifiable information is collected through the use of electronic "cookies". When you register with ProFinancialTips.com you automatically consent to registration in all the other online properties in the ProFinancialTips.com network (collectively, the "Network Sites"). Accordingly, ProFinancialTips.com may share registrant PII with the Network Sites. By providing PII and other information to this Site, registrant fully understand and unambiguously consent to the collection and processing of such information in, and the transfer of such information to Network Sites, the United States and other countries or territories, in accordance with the terms of this Policy. We only send email marketing to individuals that have agreed, whether by visiting the website or through third party websites, to receive email marketing from "ProFinancialTips.com". We do not send unsolicited bulk emails. Use and Sharing of PII: ProFinancialTips.com reserves the right to use registrant PII: (1) for the specific purpose for which such information was provided (including providing financial news and information in a newsletter); (2) as disclosed at the time such information is provided; and (3) as disclosed in this Policy. However, please note that ProFinancialTips.com may change this Policy at any time and therefore ProFinancialTips.com may in the future use registrant PII for additional purposes not currently included in this Policy. Also, ProFinancialTips.com may share registrant PII with its partners, sponsors, advertisers, service providers and marketers lookup and reference services and any other entities that ProFinancialTips.com believes are able to provide registrants with special offers and opportunities. Note that although ProFinancialTips.com advises everyone who receives Registrant PII from ProFinancialTips.com to support this Policy, ProFinancialTips.com has no control over such party's information handling practices and is not responsible for any failure of such party to adhere to this Policy. As a condition of registration, registrants agree that ProFinancialTips.com may share their PII with the Network Sites and unaffiliated third parties. If you do not agree that ProFinancialTips.com may share your PII with such entities, you may not register on ProFinancialTips.com, and if you are already registered, you must immediately terminate your account, by following the instructions in "Opting-Out of Further Communications". Additionally,ProFinancialTips.com may share Registrant PII in aggregate, non-personal form, with select companies that wish to reach a particular target audience. This information will allow these entities to provide relevant offers to specific registrants. Finally, ProFinancialTips.com may disclose registrant PII in order to: (1) comply with applicable laws; (2) respond to governmental inquiries; (3) comply with valid legal process; and (4) protect the rights or property of ProFinancialTips.com, the Network Sites or other registrants of this Site. Do Not Call Registry Compliance: By submitting personal contact and/or financial information through (ProFinancialTips.com domain), the user hereby grants written permission to ProFinancialTips.com, its affiliated sites, and its business partners for contact via telephone, mail, and/or e-mail. Further, by registering at ProFinancialTips.com you are consenting to receive phone calls from ProFinancialTips.com, its affiliated sites, and its business partners for contact via telephone, including but not limited to lenders that may contact you regarding a loan and thereby registrants waive their right to file a claim with the FTC or any other agency in reference to these calls or contacts. Third Party Offers: At ProFinancialTips.com we do not share your information with third parties. By signing up on our site, you are only subscribing to receive the ProFinancialTips.com newsletter and related, relevant advertisements administered to you by ProFinancialTips.com. Links to Other Sites: ProFinancialTips.com contains links to other sites. We are not responsible for the privacy practices or the content of such web sites. Security, Fraud, and Abuse: This site has security measures in place to protect the loss, misuse, and alteration of the information under our control. All information is stored in a technically and physically secure environment. Information is not accessible to the public. ProFinancialTips.com regularly reviews these measures to better protect you. Although we take every precaution to protect your data, no data transmission over the Internet can be guaranteed 100% secure. Opting-Out of Further Communications: ProFinancialTips.com registrants may opt-out of receiving further communications from ProFinancialTips.com. Registrants may, at any time, choose not to receive promotional emails from ProFinancialTips.com or the Network (1) following the "unsubscribe" instructions in any ProFinancialTips.com e-mail received by registrant, or (2) writing to unsubscribe@ProFinancialTips.com. Note that unsubscribing from one email list does not automatically unsubscribe you from any other email list that you may be on. Please read the email carefully to find out which list you are unsubscribing from. Must Be 18 Years or Older: ProFinancialTips.com or its Network is neither intended for, nor directed to, children under the age of 18. If ProFinancialTips.com learns that a person who registers on the Site is under the age of 18, ProFinancialTips.com will promptly delete that individual's registration. Transfer In Certain Circumstances: In its sole discretion, ProFinancialTips.com may transfer, sell or assign information collected on and through this Site, including without limitation, PII and other registrant-provided information, to one or more third parties, as a result of the sale, merger, consolidation, change in control, transfer of substantial assets, reorganization or liquidation of ProFinancialTips.com and/or Network Sites. Change in Policy: ProFinancialTips.com may, from time to time, amend this Policy, in whole or part, in its sole discretion. Depending on the nature of the change, ProFinancialTips.com will either announce the change (1) on the privacy policy page of the site, or (2) provide such notice via e-mail to registrants. By not unsubscribing, following the announcement of any changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, you must terminate your registration by unsubscribing at unsubscribe@ProFinancialTips.com. Presented by: ProFinancialTips.com Updated on 5/15/2011 |